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All agents are NOT alike! Find out why we are the top Real Estate agents at the Lake of the Ozarks. Call us at 1-866-306-3726
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Fran Campbell Team
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Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
"You exceeded our expectations beyond our imagination."
Joel & Bobbie Tully, St. Charles, MO
"...wonderful and continues to check in, wanting everything to be as said."
Clint & Tammy Base
"We greatly recommend this Team for all your Lake transactions."
Michael & Maureen Mehelic - Chesterfield, MO
"..we appreciate your outstanding customer service ..."
Don & Marilyn Pierce - Ankeny, IA
"Working with Debbie Richardson of the Fran Campbell Team was the best decision we could have made."
Matt & Julie Berthold - Rocky Mount, MO
"Thanks for the professional & organized way that you all handled the closing process."
Greg & Ginni Mattli - Columbia, MO
"Realizing our Dream!"
"so attuned to our needs that the very first site - was the perfect one for our new home."
"Pam & Ken Bower"
Thanks!
I just want to say thank-you to you and your team for helping me sell my house. You all did a great job.
Kevin
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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