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The Best Mortgage Calculators On the Web! Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... What Is Your APR?
Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.
Definitions
- Annual Percentage Rate (APR)
- A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage.
- Term in years
- The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
- Monthly payment
- Monthly principal and interest payment (PI).
- Total payments
- Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
- Total interest
- Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
- Loan origination percent
- The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.
- Discount points
- Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.
- Other fees
- Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Fran Campbell Team
RE/MAX Lake of the Ozarks
3525 South Hwy 54
Osage Beach, MO 65065
Phone: 573-302-2390
Toll Free: 866-306-3726
Fax: 573-302-2388
Email: fran@francampbell.com
Fran Campbell Johnson has been a Lake of the Ozarks resident for 34 years, enjoying 20+ years experience in Real Estate. She is proud to be recognized as one of the top REALTORS® at the Lake. In addition to her years of experience, Fran also holds these elite certifications. She is a Certified Residential Specialist, Certified Luxury Home Marketing Specialist, and an Accredited Buyers Agent. Her experience spans the entire Lake area selling properties in Lake Ozark, Osage Beach, Laurie, Sunrise Beach, Porto Cima, Villages, Four Seasons, Camdenton, specializing in waterfront homes, lots and condos. Fran's enthusiasm and love for the Lake of the Ozarks area is the key driving force behind her successful career in Real Estate. She believes that service to her customers is of the utmost importance. Because of the emphasis she places on service, Fran has become the REALTOR® of choice for many buyers and sellers . She brings sincere concern for their needs and a strong determination to help them reach their real estate goals as rapidly as possible. Whether you wish to buy or sell a home, let Fran and her Team, provide the necessary tools and negotiation skills to make yours a smooth and pleasant transaction.      
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